Browse legal access rules for Indonesia
Your legal relationship with us starts when you open an account, tick the acceptance box, and confirm your phone or email OTP. We keep that acceptance record with the version of the terms shown on screen, so support can trace what applied at the time of
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your request. Access to account services depends on local law, and we may restrict sign-in, wallet actions, or certain account functions where local law permits. Payment records from DANA, OVO, GoPay, and QRIS are treated as account evidence, not marketing claims; they help us match your
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name, timestamp, sender reference, and wallet balance when you ask a legal question. If we change a term that affects your rights, we place the updated text in the account area before it applies.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.